About SplitNPay.
You're likely familiar with a very common moment: one person pays for something shared, and the group now has to figure out who owes what, when they will send it, and who will have to remind them later. We see this as a social problem, not just a financial one.
SplitNPay helps groups settle shared purchases quickly, without the awkward follow-up. When a friend, colleague, or family member pays for dinner, tickets, a trip, or a group order, SplitNPay makes it easy to collect everyone's share in one simple flow.
We are focused on one thing: reducing the friction between a shared purchase and everyone settling up.
Why we built this.
Paying together is easy, but getting paid back is often uncomfortable. One person usually covers the cost upfront, then has to calculate everyone's share, send messages, and follow up. That process creates unnecessary friction between friends, teammates, classmates, and groups.
We wanted to build something simpler that removes that friction, without adding complexity or commitment. SplitNPay is designed as a straightforward way to handle a very common real-life moment: one person pays, everyone settles.